It has a number of valuable features and payment processing options that make it an extremely valuable tool. There are endless complaints in this sub about prepaid cards that work for the first month, and are then declined when the next payment is processed. There are a few ways to pay for Patreon without a credit card. Unlock The Convenience Of Paying For PlayStation With Venmo. They are now part of that creators inner circle, and can access the benefits included in their chosen tier. There's also a problem with Greenlight.app behavior on one child's phone. A prepaid card is a card you can use to pay for things. Patreon, PayPal & Prepaid Cards I've been trying to find out a way I can support my favourite creators on patreon without using my bank card. By automating invoices and automatically processing payments, Stripe can assist you in automating your invoicing. 1999-2023 PayPal, Inc. All rights reserved. While fraud prevention is an important job, its not an easy one. On average, we successfully collect 95% of pledges with the initial transaction. Select the requirement from the list if you want to use it. The Payment Cycle contains multiple players and steps, and is set into motion with each and every new transaction. In a monthly payments model*, a new patron is charged their pledge amount on the first of the following month. Join 200,000+ creators changing the way their art is valued. You can buy prepaid cards at many stores and online. Sign up for a free account and make a donation to your creators Patreon account. Debit Card or Prepaid Payment Product .or Virtual Currency where distributed ledger means a digital ledger that is maintained by multiple persons or entities and that can only be modified by a consensus of those persons or entities. You can use it after youve identified your automation and activated it. With Sofort, patrons authorize direct debit with their local bank through a portal on Patreon. Is it possible to use a prepaid card through PayPal for Patreon? If there is an issue with the Venmo funding source (i.e., the card on file has declined, or the bank blocks the charge), Venmo will decline the payment. Patreon charges the patron's credit or debit card (which is kept on file in a secure vault) the amount they've pledged to the creator. Patreon also charges its users a commission of 9 to 12% of their monthly income, as well as a payment processing fee. Attempts to initiate payments using these methods will be declined. I used a prepaid card on PayPal beforehand, and I know you have to use them in checkout. By browsing this website, you consent to the use of cookies. Scan this QR code to download the app now. For all payments from patrons outside the US using PayPal there is an additional 1% surcharge. 2 A patron will kick-off the chain of events by typing in credit/debit card info, or syncing a payment account, like PayPal. Unlock 162 exclusive posts. By letting us know about suspicious activity from patrons on your creator page, youre doing two things. We submit the payment to the patrons bank, and once acquired, the funds are sent to your creator balance. Patrons cannot make a payment with the balance on their Venmo account. a bank account, or a credit card) you selected when going through the PayPal pop-up flow on Patreon. No ETA that we can share. Well be the first to acknowledge that processing payments is a complex operation, but were here to streamline the experience for creators and patrons alike. Down the line,we hope to provide even more options for patrons to pay creators on Patreon. Everything you need to know about chargebacks (and what you can do to help us respond to them), Patreons stance on raffles, lotteries and giveaways. Once the Issuing Banks have approved or denied charges, and Payment Cycle has delivered that information back to Patreon, we work on both approved and denied charges, trying to get creators paid as quickly as possible. For more information, please see our But, guess what? We dont want creators to get bogged down chasing declined payments, so we manage customer service around transactions and chargeback disputes on their behalf. Patreon is an American membership platform. These memberships are powered by a monthly recurring online payment model*, which we manage for creators. First, youre helping Patreon be a safer place for everyone. Because of the advanced techniques fraudsters are using to hide their identities (and the fraud theyre committing on Patreon), our teams often have to investigate creators and patrons that we suspect of fraud on an individual basis. Create on Patreon. Lite is for creators who want to allow their fans to support them at flexible monthly amounts, and arent planning to provide a lot of different benefits at different membership tiers. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Stripe is a payment processing company that allows businesses and individuals to collect payments online. Don't take our word for it. By using Mastercard, Visa, Discover, Amex, and Diners Club cards, you can use your credit card to make a donation to patreon. Prepaid cards and gift cards are not accepted at the moment. Behind the scenes, Patreon has also verified the card with the Card Networks and Issuing Bank, making sure its a valid card but doesnt charge it. You can begin by selecting the triggers and actions on the list below. Membership 101 | The 15 Best Practices To Launch and Grow Your Patreon Program [Video! You also have an option to accept the types of debit cards, credit cards, prepaid cards, and any currency you want. Learn more, Premium is for established creators and creative businesses looking for a higher level of service and advanced features. A totally unofficial Patreon subreddit, for questions about using Patreon only. Do what you love in a way thats creatively and financially sustainable for both yourself and your community. Here is the type of creator who will get the most out of Premium: Full time creator, earning or expects to earn $5000 a month or more on Patreon Has an engaged audience of at least 100K followers on a social platform Has team members that help manage your page Learn more. Whats less apparent is the intricate work behind the scenes. If you dont have a credit card but have a PayPal account, you can pay your creator using your PayPal account. Still, due to the number of players and decision makers involved from acquiring banks to card networks to issuing banks there can be situations that are out of our control. Below, you'll find our current offerings and a summary of how each works: There are some YouTubers that I would like to support but I've read some sketchy things about Patreon being inaccessible and locking users into never-ending payments. Step 3: As part of the charging process, Patreon accesses a global Payments Gateway, finding the best possible match for that transaction to ensure its chances of success. Go to your local Walmart, TARGET, Best Buy, or grocery store, go to the gift card area near the check out line, choose either Visa or Mastercard, Put maybe $20 to start, have it activated, take home, read and register the card (they don't need anything to personal), then go to card information and treat card as you would a bank card. Your world to create. This makes it difficult for Patreon to tell the difference between good actors and bad actors. *Creators get to choose how to charge patrons. Leave the Archive. We only receive a small percentage once you start earning on Patreon, plus an industry-standard rate for processing payments from your patrons. By connecting Patreon and Stripe, you can make more money by connecting your Stripe account to your Patreon account. Make more of what you want to make, and less of what gatekeepers and algorithms require you to make. Thanks in advance. Once youve created your account, youll be able to connect it to your Patreon page and start collecting payments. You might not be able to use any of the different services in your country or have heard that you can get your payout through a credit or debit card rather than a bank. If a hold is placed on a creator page, it doesnt necessarily mean we think they did something wrong. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Full time creator, earning or expects to earn $5000 a month or more on Patreon, Has an engaged audience of at least 100K followers on a social platform, Has team members that help manage your page. Well be rolling it out gradually as spots become available. Purchases you make through online payment services, such as PayPal or Google Pay will show up on your bank or credit card statement as the name of the payment service. Unfortunately, theres the possibility of fake patrons using stolen credit cards. 11 Kudos The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. Diese Karte ist in ganz Japan anerkannt und dient nicht nur als Bahnticket, das Ganze funktioniert wie eine Prepaid Karte und wird an vielen Automaten und Geschften als Zahlungsmittel akzeptiert. Then, whether the request for funds was approved or denied, the whole cycle repeats in reverse order. The patron can log in to their Venmo account or contact Venmo support to resolve the issue. Here at Patreon, our mission is simple: fund the creative class. Every time you hear about a breach happening somewhere on the internet, that means that more information is available for sale on the dark web. New comments cannot be posted and votes cannot be cast. If funds are not available on the card or the card has expired, the patron's payment will decline until they add a new payment method. So if youre ready to start collecting payments on Patreon, sign up for a Stripe account today. The patron should resolve the issue with their Apple Pay account. Oct 2, 2019 For a membership on Patreon, you'll need to use a credit/debit card or else PayPal. Step 4: The Payments Gateway then directs Patreons bank (the Acquiring Bank) to request funds from the patrons credit or debit card (Card Networks) for the pledge amount the patron committed to the creator. We process payment to the card on file. Todays fraudsters are more sophisticated than ever before theyre constantly finding new ways to mask their fraudulent activity, which makes detecting and dealing with credit card fraud tricky. Has anyone ever tried doing this and what was your experience? New comments cannot be posted and votes cannot be cast. You have a master card, and you can use it anywhere. This can be done during checkout or when they attempt to edit their existing memberships. Communication from every player is required to complete the cycle, and the approval or the denial is relayed back through the Card Networks, then Acquiring Banks, then Payments Gateway, then to Patreon. Once successfully processed, the funds will be available for withdrawal on your. There isn't currently a way to gift patronage (paying for a subscription for someone else) or give access to certain individuals without payment/for free. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. and our Privacy Policy. Since we are a prepaid debit card, we have also had families experience some trouble when attempting to use our cards to pay bills. Step 2: Its the first day of the following month, and monthly payment processing begins. This is 2.9 percent + a flat rate of $0.30. Is it possible to link a prepaid card to paypal and pay on patreon that way? Secure HTTPS is used to encrypt sensitive data, which is then stored using an encryption format that is powerful. We currently do not accept prepaid cards. And second, the information that you give us may help resolve and investigate cases of credit card fraud on your creator page more quickly. However, in doing so, we would be helping fraudsters by giving them a road map on how to better get away with fraud on Patreon, and we dont want to do that. VPNs: People are concerned about watchful eyes so they use things like TOR or a VPN to hide their location. If you simply enter your debit card number into the field labelled "Credit Card Number", then i would not expect that to work. Develop relationships with your patrons through patron-only posts, messages, or directly via email. Of those 5% declined pledges, we are able to recover 70% by the 15th of the month. Patreon = Merchant You can link a credit card during the Patreon checkout process. We do not currently accept prepaid cards. I used a prepaid card on PayPal beforehand, and I know you have to use them in checkout. Pro is for creators who want to build a robust, thriving membership business with different benefits at different membership tiers, and who want more tools to help them grow their business. US Patrons can add their Venmo account through the Patreon app. We process payment through the patron's PayPal wallet funding source. As a result of the new regulations implemented by the India Reserve Bank (RBI), recurring payments across the subcontinent have decreased. To serve our global community, we have multiple payment methods available for patrons to pay creators. Fraudsters often try to use stolen credit cards to steal creators' money, content, or sometimes both. Your creators balance will be credited with the funds after you have deposited them. PayPal requires a bank account and/or credit card. Then you can use the card to spend up to that amount. Sofort Direct Debit is an easy and trusted local payment method for many EU patrons using the Desktop, Mobile web, and Android app versions of Patreon. Source:https://patreon.zendesk.com/hc/en-us/articles/115001917686-Why-do-I-need-to-add-a-credit-card-for-Pa 1999-2023 PayPal, Inc. All rights reserved. . Again, this is . We bill your patrons each month, and handle your patrons questions to ensure theyre taken care of. Another way is to use a service like Stripe. What payment methods are available for patrons to pledge to me? Hey! By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If you want to start collecting payments on Patreon, youll need to sign up for a Stripe account. This method of obtaining a loan doesnt require you to open an account; you simply follow the instructions to obtain a loan. Get notifications for every transaction. Switch to electronic payments. The money will be paid to you via three popular payment services, but you must have a bank account to be eligible for it. With that in mind, how things work with PayPal transactions is that they always first attempt to use your PayPal balance, and then, if that has insufficient funds, they use whatever funding instrument (e.g. Patreon accepts payments via the eligible digital wallets. Card Readings. NO PROMOTION OR ADS ALLOWED! Prepaid cards might work for the first month, but Patreon doesn't actually accept them as a valid payment method in the long term. a bank account, or a credit card) you selected when going through the PayPal pop-up flow on Patreon.This whole flow is dictated by Paypal, and isn't something that we can change currently. An exception might be Visa/Mastercard debit cards, however there is some suggestion that even they might not work after the recent changes: Want to run a membership on your own website under your own brand? Well use your PayPal wallet funding source when we process your payment(s). It just means that we noticed something that seemed out of the ordinary associated with that account, and were looking into it. So what does that mean for you? Archived post. Here is the type of creator who will get the most out of Premium: Full time creator, earning or expects to earn $5000 a month or more on Patreon. In our quest to keep up with fraudsters, we implement rules to catch trends and anomalies, which can help our teams find and deal with fraudulent activity more quickly and efficiently. Under the Settings menu, you can access the Verification Center. So, if you charge $10/month, Patreon will take $0.59, leaving you with $9.41. Over 30,000 organizations in 93 countries use the service, ranging from small businesses to the worlds largest corporations. If you want to learn more about similar topics, be sure to check out the rest of our Trust and Safety series. Live chat support is available 24 hours a day, seven days a week. Is the best way to go about this setup an account with a credit card gift card? This is a form of crowdfunding and in this video, I'll share with you how the. Whether youre a creator or a business, Stripe is a great way to collect payments online. NO PROMOTION OR ADS ALLOWED! After being censored on Instagram, feminist activists are turning to Patreon, When YouTube stood between YaBoyRoshi and their community, they took their community to Patreon, How Patrick Hinds turned his true crime obsession into a career. I have a prepaid card and linked it to PayPal and set that as my payment method. Patron = Card Holder Patrons are the keepers of the cash, the power people with the credit/debit cards. Your PayPal account can be used as a payment method for your Patreon membership. Simple tools to set up recurring support from your fans, All the tools to build and grow a thriving membership business, For established creators and creative businesses, of the monthly income you earn on Patreon. As a part of PayPal requirements for recurring subscriptions, your PayPal account will need to have an instant funding source (such as a credit card) attached to the account. Is Patreon storing card details to later use it for.. (don't even want to imagine for)? I have plenty of funds in my account, so why can't I pay with PayPal? A prepaid card is also called a prepaid debit card, or a stored-value card. This content may be old or outdated. It is 5 percent + a flat rate of $0.10. This integration will be available soon, and it is currently in the development stage. You will be notified if your order payment is not processed. You can also use a bank account as your funding source; however, you'll need to add it directly to your PayPal wallet. As a patron, you can receive great rewards in addition to supporting your favorite creators. I'm clicking on "Pay with PayPal" because I want to pay with PayPal. Unfortunately, there's the possibility of fake patrons using stolen credit cards. (Creators). Some of the main payment options include PayPal, Stripe . The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. By browsing this website, you consent to the use of cookies. Requests are denied for a number of reasons, such as insufficient funds, connectivity errors, or the credit card number is incorrect or expired. And, to simplify payments for patrons, we make it easy to charge all of their pledges to creators at once, and patrons receive a detailed receipt capturing each payment to every creator they support. Its important to note that, to stop fraudulent money from leaving Patreon during this review process, your ability to pay out will be frozen until the matter is resolved. I have plenty of funds in my account, so why can't I pay with PayPal? I have a prepaid card and linked it to PayPal and set that as my payment method. Patreon is the best place for creators to build memberships by providing exclusive access to their work and a deeper connection with their communities. Same with social security number. The Premium plan has a limited number of openings at this time. Die Suica Card. Selecting your local currency during checkout To change your currency settings on a new pledge: We would much rather review that pledge before you pay it out. According to the company, it provides its users with a platform to run their subscription service as well as various business tools. One type of fraud these rules help us catch is credit card fraud. Our payment options are PayPal, Apple Pay, Venmo, and the following cards: Visa. If you think were taking too long, please feel free to contact to us at guidelines@patreon.com. But, just like CarolinaManiac, when I click on it I'm only given the options to pay by credit card (or in my case it also lists my checking account). The integration of Stripe and 900 other apps is expected to be completed in a few minutes. Die Karte lsst sich in jeder Station aufladen. Integ charges There are 14,000 tasks worth 18%.99 on average. Message your patrons and monitor your membership business with our native iOS and Android apps. If the request for funds was approved by the Issuing Bank, Patreon emails the patron to let them know. April 2023 Oracle Card Reading. Now, when you visit another retailer and check out through PayPal, it should list the card as a payment option and everything should go through. The Integrationally platform is designed for non-techies that want to integrate with one click. What do I do? Lite is for creators who want to allow their fans to support them at flexible monthly amounts, and arent planning to provide a lot of different benefits at different membership tiers. Archived post. You can use Patreon as a creator, YouTuber, or Podcaster to monetize your work. For safety and security reasons, the Card Networks cant just free up the funds; they do this extra step to protect against fraud and insufficient fund issues. Starting on the first of the month, we manage these transactions for millions of patrons all across the globe, processing millions of dollars. Cookie Notice Our mission is to fund the creative class, but its also to keep you safe. A pre-paid or gift credit card is typically not accepted for recurring subscription payments. Will pre-paid cards work? New comments cannot be posted and votes cannot be cast. One of the most significant features of Patreon is its payment processing system, which allows creators to accept donations in a variety of ways. When an existing subscription is up for renewal, it is terminated. I recently bought a prepaid OneVanilla MasterCard for use on patreon, but once I figured out they don't accept them I decided to use Paypal. You buy a card with money loaded on it. Is it possible to link a prepaid card to paypal and pay on patreon that way? We do our best to ensure all non-fraudulent charges go through securely and efficiently, and we are actively improving systems all the time. Step 6: The Issuing Bank agrees to the request and releases the funds, or doesnt. However, so do fraudulent individuals. Our membership platform empowers creators of all disciplines to activate and amplify membership programs that turn their biggest fans into paying patrons. Scan this QR code to download the app now. Pay yourself whenever you want, or receive monthly auto payouts from your creator balance via direct deposit, PayPal, or Payoneer. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. Fraudulent individuals also use fake names. Below, you'll find our current offerings and a summary of how each works: Patrons can add their credit cards to their account or during checkout. Step 1 Open a free account in minutes Step 2 Order a card for a one-time fee of 7 Step 3 Start spending with a digital card immediately Order your card Rest easy. Patreon has many benefits but having your own membership site can offer you much more benefits than Patreon and can offer you opportunities to grow in the long term. Note: If youre new to online payments and want to learn more about some of these technical terms, please visit our Payments Glossary. Cookie Notice Our article on using Apple Pay offers more details for patrons with Apple Pay. Fans can make donations to creators by contributing to their Patreon accounts. Share what you make directly with your biggest fans, build a dedicated community, and get paid the way you want to. If youve ever paid for something online, you know how efficient the transaction can appear; with a few clicks you can set up a recurring payment and reap rewards instantly. That means that, if your creator account is being supported by a stolen credit card, the number you see in your Patreon balance will look bigger than it actually is (which can become quite a shock when its time for you to pay out). Step 2: It's the first day of the following month, and monthly payment processing begins. Today were discussing the most commonly used practice, the monthly option, but to learn about each payment model, please see this article. How do I stop offering annual membership? We'll be rolling it out gradually as spots become available. Patreon Help Center Getting Paid Getting Paid What are my patrons' payment options? The process is quick and easy, and you can be up and running in no time. This is true for Patreon payments, and all online businesses and services. The card is good through the "Valid Thru" date on the front of the card. In 2018 alone, the top 21 breaches across the internet compromised the information of over 3 billion customers. The rules our teams establish help us catch this type of credit card fraud, so that the number you see in your balance is what youre really going to get when you pay out. One way is to use a service like PayPal. Patreon uses Stripe to process all of its payments, so if you want to start collecting pledges from your fans, youll need to sign up for a Stripe account. There are some services that will not work in your country, and you may have heard that you can obtain a payout by using a credit or debit card instead of a bank. Well be rolling it out gradually as spots become available. Selecting your local currency during checkout To change your currency settings on a new pledge: Depending on your device and location, we accept payments via PayPal, Apple Pay, Venmo, and the following cards: Visa Master Card Discover JCB Diners Club 3DS Do you accept prepaid cards? 162. Payments will appear on your balance for 7 business days while Sofort processes the debit. Has an engaged audience of at least 100K followers on a social platform. Patreon sends an email to the patron confirming they are now a member.