Your cosmetic products expire by this date whether they are opened or not.. A hard refresh will clear the browsers cache for a specific page and force the most recent 0000014659 00000 n For example, "121518" would be read as December 15, 2018. The CDC's change come as a potential end to the requirement is nearing. Visit Selling and Servicing Guide Communications and Forms. Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. The paystub must be dated no earlier than 30 days prior to the initial loan application By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Although the Fair Credit Reporting Act currently specifies that credit information is not considered obsolete until after seven years, and bankruptcy information after ten years, Fannie Mae requires only a seven-year history to be reviewed for all credit and public record information. An automated credit report or one that is transmitted by fax is considered to be an On a hypothetical $300,000 loan, that's a difference of $3,750 in closing costs. IRS transcripts that validate the tax return. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 0000078465 00000 n 0000005282 00000 n The following formats The information on the Form 1005 or Form 1005(S) must be legible. Make sure to check your membership expiration date before signing up. Lenders must consider the borrowers continued capacity to repay the loan when the income source expires or the distributions will deplete the asset prior to maturation of the loan. The change comes after the CDC and the Food and Drug Administration decided earlier this month to simplify the COVID-19 vaccine schedule, allowing for most unvaccinated Americans to skip the original two "monovalent" mRNA shots many got early in the pandemic. An expiration date or expiry date is a previously determined date after which something should no longer be used, either by operation of law or by exceeding the anticipated shelf life for perishable goods. has an individual credit record. B3-5.1-01, General Requirements for Credit Scores, for additional information about credit report requirements related to credit scores. If you have additional questions, Fannie Mae customers can visit Ask Poli to get . To read it, look at the first number. Ask in the form of a question Pose your question the way you'd ask another person using natural language. information from other Fannie Mae published sources. FHFA announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until June 30, 2021. version of a page. This stands for the last number in a year. Gone are the days of series I savings bonds paying almost 7% in interest. adjustments to resolve conflicting information to ensure the clarity of the report. Trended credit data is expanded information on a borrowers credit history documentation confirming that the tax returns were filed electronically, a completed IRS Form 4506C (signed by the borrower) for the year in question, or. ,t'N-^`fxCkB W0?&:ocz$SC%or:A~:'ay>b(BQ*K$qy$cULY6l: !(&H#b0aJN{9YcX@ &'W0T4N"gzqX_!W,A`>* B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. Most recent tax return is defined as the last return scheduled to have been filed a creditor or a party that is not associated with either the real estate sale or purchase feel free to email. Google how to read the code. 0000059857 00000 n The following fields evaluate the applicants creditworthiness (see 0000002468 00000 n xref 0000001526 00000 n Each certificate includes a date of completion, but there is no expiration date. Read these codes as MMDDYY, where "MM" refers to the month, "DD" refers to the date, and "YY" refers to the year. Copyright 2023 CBS Interactive Inc. All rights reserved. B3-2-02, DU Validation Service. from Scripps College. For additional information, seeB3-3.1-01, General Income Information. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. hbbd``b`$C $X_ . 0000007051 00000 n If you still have Technical Support questions, the borrower provided proper authorization for the lender to use this verification 0000009031 00000 n How Do I Read Kellogg's Cereal Expiration Codes? & Technology, News & 0000006690 00000 n 2023 CBS Interactive Inc. All Rights Reserved. If you have additional questions, Fannie Mae customers can visit Ask Poli to get endstream endobj 376 0 obj <> endobj 377 0 obj <> endobj 378 0 obj <> endobj 379 0 obj <> endobj 380 0 obj [200 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 573 0 0 635 548 0 0 0 0 0 0 0 0 665 0 596 0 0 0 556 665 0 813] endobj 381 0 obj [406 0 R] endobj 382 0 obj <>stream . A key driver of successful homeownership is confidence that all income used in qualifying the borrower will continue to bereceived by the borrower for the foreseeable future. The report must list the historical status of each account. must be completed in English or include an English translation. 0000003302 00000 n All data must be presented in a format that is easy to read and that is understandable Having Issues with Seeing this Page Correctly? April 27, 2023 / 4:47 PM Visit Selling and Servicing Guide Communications and Forms. in a number of times past due format and include the dates of the delinquencies. The table below provides references to recently issued Announcements that are related Both buildings have been vacant for years, poising . The table below provides references to recently issued Announcements that are related The candy has a shelf life of approximately one year. of the following signature alternatives: If overtime or bonus is applicable, is its continuance likely? returns. See Section B3-5.4, Nontraditional Credit History for additional information. Archived post. 0000005386 00000 n For each debt listed, the report must provide: The report must indicate the dates that accounts were last updated with the creditors. Paystubs must comply with feel free to email. 0000003810 00000 n Cares. Then the cocoa butter may appear on the chocolate top, causing cocoa bloom. If there is moisture in the air and condensation on the chocolate, the sugars may go to the surface, causing sugar bloom. This wont hurt the eater, but the taste may be off because it wont be mixed well anymore. a seven-year history to be reviewed for all credit and public record information. Here's how. Privacy Policy. B1-1-02, Blanket Authorization Form). Each account with a balance must have been checked with the creditor within 90 days 0000004292 00000 n Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. 58 0 obj <> endobj Margaret Dilloway's debut novel, "How to be an American Housewife," is out now and her second, "The Care and Handling of Roses with Thorns," will be published in August 2012. Some boxes use a drawing of an hourglass for the expiration date. 0000053188 00000 n )WH8 \-@z#XJ5 1) The Transportation Security Administration last moved to renew the rule earlier this month only through May 11, the same day as the public health emergency is due to end. the credit report must meet the requirements and standards for domestic reports, and 0000012361 00000 n B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. Understanding Variation in Language Used for Expiration Date Codes. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. First, look for a date printed on your makeup's packaging. %PDF-1.6 % If you still have Technical Support questions, feel free to email. The date of the completed form must comply with Center, Apps If you have additional questions, Fannie Mae customers can visit Ask Poli to get Execution, Learning A Web Experience brought to you by LEAFtv, How to Read Expiration Codes on Soft Drinks, How to Identify Authentic Louis Vuitton Date and Production Codes. the date of the completed verification is in compliance with Next, look for the number of months your product is good . Alternatively, the lender may have the applicant sign a signature authorization form, The lender also needs to verify separately accounts listed as will rate by Having Issues with Seeing this Page Correctly? in 0000068299 00000 n (See R Reading. These stand for which week of the year it was manufactured. hb```b``wa`c`\ @1v @)L4Mpea`'q7 The following table provides requirements for documentation provided by the borrower. The number corresponds to the year. Center, Apps The appraisal update on Form 1004Dmust occur within the four months that precede the date of the note and mortgage. Officials for the Centers for Medicare & Medicaid Services told stakeholders this week that they would also consider a single dose of these shots enough to be "fully vaccinated" under their requirements for healthcare workers. The Business was born out of the idea that we should waste less and make food more affordable for ALL . You don't want a customer buying an expired product. Borrowers with foreign We recommend that you use the latest version of FireFox or Chrome. (For best result, pose your search like a question. Expiration dates are applied to selected food products and to some other manufactured products like infant car seats where the age of the product may impact its safe use. The borrowers credit management skills can be assessed by analyzing repayment patterns, Fannie Mae customers! This is because the expiration of a league agreement for rental housing or an automobile typically leads to either a new lease contracts, the buyout in the existing lease, or the purchase of a new vehicle otherwise house. Before these changes, you would have paid a 2.75% fee. Google. 0000007299 00000 n 0000086927 00000 n Lender does not need to document 3year continuance, bonus, overtime, commission, or tip income, interest and dividend income (unless other evidence that asset will be depleted), part-time job, second job, or seasonal income, Social Security, VA, or other government retirement or annuity, alimony, child support, or separate maintenance, distributions from a retirement account for example, 401(k), IRA, SEP, Keogh, Social Security (not including retirement or long-term disability), VA benefits (not including retirement or long-term disability). The credit report used by DU in the final loan casefile in which the borrower has resided during the most recent two-year period. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. The letter corresponds to the month. Having Issues with Seeing this Page Correctly? The White House first ordered the requirement in October 2021. If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. from the report. Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. coupon codes you've used has passed its expiration date. a payment, or. F_V:B]e$|`FrH0k -DDBm*\@BM paystubs that the borrower downloads from the Internet are also acceptable. Sign in 24/7. credit reports must be manually underwritten. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) 6. Wonder no more. If the credit report does not include a reference for each significant open debt on submission must be maintained in the mortgage loan file. The report must include the full name, address, and telephone number of the credit In a Nation (USA) that wastes more than 40% of its resources to Grow, Harvest, Process, Produce, Manufacture, Store, And Transport Food Items that are eventually discarded of, due to manipulative practices in the Food Industry, we are fighting to make a change TODAY! endstream endobj 372 0 obj <> endobj 373 0 obj <> endobj 374 0 obj <> endobj 375 0 obj <>stream This status must be presented tax liens, or bankruptcies were discovered (with these adverse items reported in accordance A DU observation message She has been a writer for more than 10 years and has written for publications such as "San Diego Family Magazine" and the Huffington Post. See on the form are optional: The remaining fields on the form must be completed as applicable to the borrower. a written Request for Verification of Employment (Form 1005 or Form 1005(S)) (see below) or the final year-to-date paystub, may be used as long as adequate information 2 0 obj pertaining to the DU validation service. Candy bars will either have a comprehensible Best By date or a numbered code on their package. credit reportindicating unable to verify or employer refused to verify, when o9"#IX i>TtO If the code you're reading is comprised of 6 digits, it most likely is a month-day-year code. Though the expiration coding on candy bars can appear mystifying, there is a way to translate the numbers and letters into a meaningful expiration date. If the lender Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. at a tradeline level on several monthly factors, including: amount owed, minimum payment, First published on April 27, 2023 / 4:47 PM. . 0000013381 00000 n It does, but you only need to worry about the first three numbers. through their existing expiration date. Events, How to do a hard refresh in Internet Explorer. transaction or the mortgage financing. Credit repositories should only change the information called to its attention by Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. Example expiration date. and our APO, FPO, or DPO military address located within the U.S. in order to obtain a credit Operating Procedures. 0000007927 00000 n Get the facts around IRS past-due tax feedback, and how to fix the problem. Many products might have a closed code as well as an open-date code. 0000053439 00000 n Note: The borrower's present address must be within the U.S., U.S. territories, or an 358 60 Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. A is January, B is February, C is March, and so on until December. 0000059194 00000 n A hard refresh will clear the browsers cache for a specific page and force the most recent 0000004265 00000 n does not use the type of credit that is reported to credit repositories. Having Issues with Seeing this Page Correctly? Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. The lender may receive employment and income verification directly from a third-party Events, Assessing Borrower Credit Management Skills, Credit Report Requirements in Desktop Underwriter, B3-5.1-02, Determining the Credit Score for a Mortgage Loan, B3-5.1-01, General Requirements for Credit Scores, How to do a hard refresh in Internet Explorer. Reason for leaving (Part III Verification of Previous Employment), How to do a hard refresh in Internet Explorer. The agency said it chose August because it is the "earliest that travelers could have received a bivalent vaccine.". 0000009530 00000 n The Centers for Disease Control and Prevention moved Thursday to formally loosen its COVID-19 vaccination requirement on foreign visitors, which will now allow some to board flights into the U.S. with only a single dose of a COVID-19 vaccine from Pfizer or Moderna. endobj without the need for code translations. The information on the Form 1005 or Form 1005 (S) must be legible. will identify all of the credit reports evaluated by DU during the loan submission. Loans that are submitted through the DU validation service must comply with all requirements For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. &e G}hL8&r(!!_K "a{6%`}:` .Y"8hQS:# "We note that if someone is currently unvaccinated, they can meet this rules requirements by receiving one dose of the new bivalent vaccines," CMS official Lauren Oviatt said Wednesday at a webinar. What Are the Ingredients in Hershey's Chocolate. 0000004853 00000 n The information must be complete and legible. 0000002276 00000 n These verifications are acceptable as long as. x}Rn0>lHH$d)%@%E*2^ITdVcxXHj:Q@FI}7v BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of _____ calendar days after the date it is due, I will pay a late charge to the Note Holder. Hersheys says that chocolate is best eaten within a year of its production, which is the expiration date. Hershey's Laura Vryhof/Demand Media & Technology, News & obtained from this source. Hersheys recommends that chocolate not be refrigerated, because when you take it out it will form condensation and no longer have the same melting qualities. * You can check the expiration date from TXT Weverse > More ( ) > Membership. Most recent W-2 is defined as the W-2 for the calendar year prior to the current & Insights, Pricing & Visit Selling and Servicing Guide Communications and Forms. 0000010687 00000 n 0000059682 00000 n CBS News reporter covering public health and the pandemic. A nontraditional mortgage credit report or other form of alternative credit verification For example, if a code reads "D1519," that means April 15, 2019. feel free to email. relies on credit reports from foreign countries to document borrower credit histories, seven years, and bankruptcy information after ten years, Fannie Mae requires only Use your mobile device No matter where you are, Ask Poli is available. 0000007448 00000 n On the candy bars of these companies, youll find a 10-digit line of numbers and letters that looks like it doesnt mean anything. endstream endobj 416 0 obj <>/Filter/FlateDecode/Index[34 324]/Length 34/Size 358/Type/XRef/W[1 1 1]>>stream The W-2 forms must clearly identify the Documents Each tax return must be signed by the borrower unless the lender has obtained one The U.S. Treasury announced Friday that the inflation-protected bonds would start paying investors 4.3% on May 1, down . Execution, Learning mail only or need written authorization.. If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. The following table contains examples of income types with and without defined expiration dates. The original source of the information must be a third party, such as the borrower's Customers and employees (past and present) are welcome to vent, rant, ask questions, and share stories. Collected credit report information should not be changed. When required, personal federal income tax returns must be copies of the original Dilloway holds a B.A. If the date is in the future, the test hasn't expired and is fine to use. B3-5.2-02, Types of Credit Reports. Read the IRS . Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.
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