In order to properly handle the legal homeowner rights in HOA communities, here are three simple but important reminders: 1. Washington State Office of the Attorney General- The attorney general's office plays an important role in protecting the state's citizens. Homeowner Associations (HOAs) can take a B&O tax deduction for amounts they received for their members if these amounts were used for at least one of the following: repairs maintenance replacement improvement of "commonly held property" This includes areas required for common access such as: reception areas halls stairways parking recreation rooms Though the actual number may seem daunting, HOA board members must always try to keep track of these legal HOA rights. For example, HOAs may not charge homeowners for RV or boat storage, charge them more than the actual costs to the HOA, and then use the additional funds to make improvements or maintenance to a different property or put it in the general fund. Homeowners can take formal action, but they are still advised to continue paying their assessments. The insurance trustee or the association must hold any insurance proceeds in trust for the association, unit owners, and lienholders as their interests may appear. Governing Documents & Laws: State Law Considerations: NO ONE should have to pay to learn how to live in their home. Boundaries and plats: Title 58 RCW. Add 64.90.495 (3)(e) Legal advice or communications that are otherwise protected by the attorney-client privilege or the attorney work product doctrine, including communications with the managing agent or other agent of the association;unless related only to HOA property owners such as enforcement of covenants. For any collection, whether for dues, assessments, fines, etc., all other collection routes must be taken, such as alternative payment plans, small claims court, garnishments, etc. (d) During the period of declarant control, the board must meet at least four times a year. Washington Real Estate Commission- The Commission is responsible for the licensure, education, and discipline of real estate professionals. The owners jointly agree to accept certain obligations and . "@type": "Question", What are the homeowners rights against homeowners associations? Enforcement of the CCRs is limited to specific stated requirements within the CCRs. Washington Condominium Act, Wash. Rev. An HOA must record its governing documents with the county land records to be enforceable. FAIR FORECLOSURE LAWS DO NOT APPLY TO HOA/ CONDO OWNERS. Failure to hold an annual meeting does not cause a forfeiture or give cause for dissolution of the association and does not affect otherwise valid association acts. It overrides any conflicting provisions in RCW 64.38 (the "Homeowners Association Act" or "HOAA"). The Right of Enjoyment: A homeowner has the right to participate in any activity they deem pleasurable as long as it is legal. Adding penalties to the law would change the entire dynamic. } U.S. Department of Housing and Urban Development -Washington. Assessing a Person's Request to Have an Animal as a Reasonable Accommodation Under the Fair Housing Act (2020). Board Members must be responsible to the same government ethics requirements, investigation and additional penalties as the mayor of a city in the State of Washington. Often property owners are fined for covenants that dont exist and are assessed fines. The fundamental purpose of a homeowners association is to benefit the community and its members. Direct link to Revised Code of Washington (RCW). The HOA Boards may choose which sets of laws to follow. small parks or recreation areas (but does not include golf courses, swimming pools, campgrounds, hiking and riding areas, boating areas, etc. It consists of similar provisions found in the federal Fair Debt Collection Practices Act. Boards must not engage in selective enforcement. However, make sure to check the governing documents for the procedure for proposing new rules or amendments. If an HOA directly leases a residence to a tenant, they may be able to evict the tenant. Box 40751 OLYMPIA WA 98504-0751; HOAs are not like any other business. Removal of property from provisions of chapterNo bar to subsequent resubmission. Reserve studyReserve accountImmunity from liability. : The law governs nonprofit corporations' corporate structure and procedure in Washington. It is a collection of Session Laws (enacted by the Legislature, and signed by the Governor, or enacted via the initiative process), arranged by topic, with amendments added and repealed laws removed. If you bought a house in a neighborhood with an HOA you will not have the option to simply opt-out of the HOA. These fees are due in 30 days or Liens and Foreclosure with begin, with NO DUE Process offered for a homeowner to defend their actions! HOAs must not appeal the small claims court decisions or file in any other court for decisions on CCR violations or fines. The Board must supply contact information for the local free or low cost County and other mediation options included with their decision. However, an HOA cannot foreclosure without first getting board approval and mailing a notice of delinquency to the homeowner. Should the Board hearing not resolve the situation, HOA property owners, upon receipt of the Board decision, must have the right to appropriate mediation at a mediation center of their choice. It does not make sense to write laws to remedy problems and then allow people to choose whether or not to follow them. 64.90.495 (3)(k) Agreements that for good cause prohibit disclosure to the members.64.90.495 (4) An association may charge a reasonable fee for producing and providing copies of any records under this section and for supervising the unit owners inspection,or for sending electronic copies, but no more than their actual costs, plus the prorated hourly pay of the employee sending the records. "headline": "13 Legal Rights Of Homeowners In HOA Communities And FAQs", 0000003036 00000 n Repeat offenders will receive the appropriate fine, banned from being on any HOA Board for a period at least 5 years and or incarceration for no more than 1 year. All, FAIR HOUSING LAWS should apply to HOA/Condo Communities. 64.38.045. ", This comprehensive legislation represents a significant change in community association law for Washington. ], (1) The following requirements apply to unit owner meetings: (a) A meeting of the association must be held at least once each year. If you read through 64.90 you will see that it refers to other sets of HOA laws, 64.32, 64.34, 64.38. The change is passed if more than 50% of the votes cast are for the change. Homeowners can't completely avoid the fallout from Coronavirus, but there are a few measures that could hopefully soften the blow. See the Geico commercial at https://www.ispot.tv/ad/nBpP/geico-involved-hoa. } The Revised Code of Washington (RCW) is the compilation of all permanent laws now }] 64.90.535 (b)Reserves must be fully funded for depreciated amounts of the current assets. But, establishing such a waiver is difficult. In most cases, though, HOAs can still impose some restrictions such as limiting the number and size of political signs, as well as how long homeowners can display them on their property. box 40751 olympia wa 98504-0751 Taking the necessary precautions to avoid exposure to the virus and preparing for the financial ramifications will require prudence, careful planning, and maybe even a little creative thinking. Amend64.38.050. If So, by How Much? State legislatures enact statutes authorizing HOAs within a state, and, for the most part, state laws and regulations govern how associations operate. Instead of the property owners money being against the HOAs collective funds or the HOAs Insurance Company, it would be the State Prosecutor against the violating Board Member. All phone numbers are to be considered listed unless specified unlisted by the property owner. (ii) If the association does not provide notice to unit owners of a special meeting within thirty days after the requisite number or percentage of unit owners request the secretary to do so, the requesting members may directly provide notice to all the unit owners of the meeting. Prepared by Patrick Johansen, (Director) and Raelene Shiffano of RiseUpWA Housing Committee. This hurts the Association by charging excess fees for mitigation to see the documents. These trades groups should not be involved in making laws, since they profit only from the demise of homeowners. Access to budgets, expenditures, transactions will allow homeowners to see how their money is being used. . This includes condominiums, planned communities, and cooperatives. The name of the association is [Name of Association] (the "Association.") The principal office of the Association shall be located at [Association's Address of Record] but meetings of Members and Board of Directors may be held within the state of [State Name], County of [County Name], as may be designed by the Board of Directors. If the property owner disputes the claim, all fines, interest and HOA fees related to that issue, must cease until the issue is resolved. Washington Secretary of State- Information on elections, businesses, licensing, and securities. "@context": "https://schema.org", Once a property owner purchases a property, the HOA must not add additional covenants or fines on private properties. Homeowners have a right to question a sudden increase in monthly HOA fees or why the HOA is levying a special assessment. Quorum for meeting. Companies interested in learning more about the HOA-USA Partner Program should inquire in the comments section of the form below or contact HOA-USA at 919-459-2859. Disclaimer:HOPB provides information and resources related to American homeowners' associations. Often HOA Boards overstep their authority. Rentals of HOA common properties must be at cost. All governing documents and applicable laws, or internet address of the laws must be clearly posted on the HOA website and FB page or equivalent. Homeowners are not allowed to sign away their rights in a Private Contract. In the same way that HOA board members have protection from personal liability, homeowners also have legal rights as members of the community. There is no requirement to sue in federal court because state courts have concurrent jurisdiction, and the usual rule is exhaustion of administrative and judicial state remedies is not a prerequisite to a section 1983 action. All assessments to be allowed to be spread over one year, more if possible. HOA Reform - Problems and Proposed Solutions (click the numbered topics to read the detail) 1. To prevent drastic actions from both the association and homeowner, the board must tread carefully when it comes to increasing HOA fees or levying special assessments. This should be one of our end goals but we may need to make changes slowly to get there. We know there are many well run HOAs, however they may be one Board election away from becoming a dictatorial nightmare for the property owners. Mortgages, liens or encumbrances affecting an apartment at time of first conveyance. Please submit a Feedback Form to report errors on any information published on this website. Some examples include stormwater runoff, coastal development, elevator inspections for condos, and pool operations to name a few. Supplemental general principles of law applicable. Recently a woman forgot to pay her annual dues of about $350 and ended up paying almost $8000 with the fines, late fees and attorneys fees. The prevailing party is also entitled to recover costs and reasonable attorneys fees in such suits, including any appeals, if it prevails on appeal and in the enforcement of a judgmentor in the case where the association files but then drops the suit before the judgement the member is entitled to recover attorneys fees. LEXIS 588 (Wash. Ct. App. All members and all office staff with access to the list will sign an agreement to not share the email addresses with anyone outside the HOA and to only use the email for HOA related issues. Washington State Bar Association - The position gives the people access to adenine law directory, lawyer referral service, free or low-cost law services, and information to specify if a lawyer is in good . (a) Meetings must be open to the unit owners except during executive sessions, but the board may expel or prohibit attendance by any person who, after warning by the chair of the meeting, disrupts the meeting. Duty of secretary of state to fileReview of refusal to file. All rights reserved. SEATTLE: 206-621-1110. There may also be conflicts between governing documents and statutes. amendments added and repealed laws removed. The Right of Control: A homeowner has the right to use their property as they please as long as it is legal. Please see the links and information below: DISTRICT COURTSCOURTS OF LIMITED JURISDICTION, COMMISSION MERCHANTSAGRICULTURAL PRODUCTS, CORPORATIONS AND ASSOCIATIONS (PROFIT) (Business Corporation Act: See Title 23B RCW), CORPORATIONS AND ASSOCIATIONS (NONPROFIT), LIBRARIES, MUSEUMS, AND HISTORICAL ACTIVITIES, PUBLIC DOCUMENTS, RECORDS, AND PUBLICATIONS, PUBLIC EMPLOYMENT, CIVIL SERVICE, AND PENSIONS, MORTGAGES, DEEDS OF TRUST, AND REAL ESTATE CONTRACTS, RECORDING, REGISTRATION, AND LEGAL PUBLICATION, SPORTS AND RECREATIONCONVENTION FACILITIES, RECLAMATION, SOIL CONSERVATION, AND LAND SETTLEMENT. The right to dissent or abstain does not apply to a board member who voted in favor of such action at the meeting. An HOA cannot evict a homeowner. Under the FDCPA, victims also have the right to sue a debt collector in state or federal court within one year from the violation date. before liens, or foreclosure can be started. "name": "Can a homeowner sue their HOA? The venue for filing a Complaint against an HOA in Washington depends on the complaint. CCRs must be specific such as grass lawns may not be more than 6 tall.. All CC&Rs should have a written warning on the front cover of the CCRs stating that the potential homeowner is: The HOA Board Members should be required by law to sign these documents and held responsible for the fraud and violations of the Washington State Constitution included in them. For property owners without knowledge of email use, the HOA will create a free email address for them on a free service such as Gmail or equivalent, in a manner that the HOA organization is not able to read, or control the private email of the property owner. } Effect of foreign registration statementRight of state to terminate registration. (m) A board member may not vote by proxy or absentee ballot. If a homeowner feels they are a victim of housing discrimination they can file a complaint with theWashington State Human Rights Commission, theU.S. Department of Housing and Urban Development, or file a private lawsuit in federal or state court. Requirement for all HOAs to move to fully funded Reserve accounts over a 10 year period. All Rights Reserved. 3. Hidden Covenants and Fines 8. ", Others should be considered third parties that profit from HOA/Condo Associations. Adding the Attorney generals office as oversight is needed. "name": "Why do HOAs need to respect the legal rights of homeowners? There may also be a limit on how much you can increase HOA fees each year. 64.90.495(2) Subject to subsections (3) and (4) of this section, all records required to be retained by an association must be made available for examination and copying by all members, unit owners, holders of mortgages on the units, and their respective authorized agents unless agreed otherwiseand records must be sent electronically by request, in pdf, word or other available format as requested by the property owner, unit owner or member, as follows: Add 64.90.495 (3)(c) Existing or potential litigation or mediation, arbitration, or administrative proceedings;unless related only to HOA property owners such as enforcement of covenants, covenant violation records, architectural committee actions or voting records, etc. A solution would be similar to what banks do with house loans, collect HOA fees through the mortgage escrow with a monthly payment. 0000002797 00000 n To obtain these documents visit the local county clerks office. In the same way that HOA board members have protection from personal liability, homeowners also have legal rights as members of the community. This change will force the Board to adequately explain the budget to the members. { Code 64.06.005, et seq. Additional powers of an HOA are outlined in the HOAs governing documents. In some instances, you can obtain these records online by using the Washington State Corporations and Charities Filing System. Examples of states that have these restrictions for HOA rules for plants are California and Texas. NO ACCOUNTABILITY OR GOVERNANCE LEADS TO THE DESTRUCTION OF OUR COMMUNITIES. 64.90.470 (5) Any loss covered by the property insurance policy under subsection (1)(a) and (b) of this section must be adjustedwith the association, but the insurance proceeds for that loss are payable to byany insurance trustee designated for that purpose, or otherwise to the association. The Condo codes are more in depth due to the sharing of space, walls, etc. In Florida, on the other hand, associations cant restrict homeowners from using plants that dont coincide with the overall landscaping design of the community. "mainEntity": [{ This can be a form of financial oversight and so that homeowners know where their money is being used. The HOA-USA Partner Program is an opportunity for companies to market their products and services to the board members of their single family, townhome, and condominium associations. Corporate name of foreign corporationFictitious name. All records of CCR violations and fines must be accessible by all member including the person filing the complaint. All information of the HOA should be easily, copied, or electronically sent to any member, in common formats, as requested by the member, with very limited exceptions of current litigation, and then only items that have attorney client privilege and then only if related to members. ", HOAs and condominium associations have an essential role to play in slowing the spread of COVID-19. (3) If the declaration so provides, an association may adopt rules to establish and enforce construction and design criteria and aesthetic standards and, if so, must adopt procedures for enforcement of those standards and for approval of construction applications, including a reasonable time within which the association must act after an application is submitted and the consequences of its failure to act. HOAs should have no authority or powers over private property of the members.). All challenged fines should be handled in small claims court, with NO Attorneys. }, { Indemnification of agents of any corporation authorized. Government Portal for Washington- Search forgovernmentinformation by topic and agency. Homeowners should follow the associations architectural application approval process prior to the installation of any solar devices. Common interest communities, amendments to. HOA violations of the above are considered per se Consumer Protection Act violations with treble damages and attorney fees as the penalty. "acceptedAnswer": { { A homeowner can also access an HOAs public business information, registered agent information, and board members. "@type": "FAQPage", Most of the time, homeowners can have their concerns addressed by simply approaching the HOA board with a formal complaint. "text":"Most homeowners associations can legally fine residents when they violate the governing documents. ). 3 levels of Partnership allow us to provide cost-effective marketing campaigns to companies large and small. I then requested them officially (covered by the non profit corporation laws . Land Development Act, Wash. Rev. Regulatory authorityLimitationsGoverning documentsAssociation may adopt certain rules. by the Governor, or enacted via the initiative process), arranged by topic, with "@type": "Answer", MapsExceptionAmendmentsRequirementsRecording. Annual report of domestic and foreign corporations. Powers of foreign corporationEffect of registrationGoverning law. This is also UNCONSTITUTIONAL. Allowing any CONDO association to be in disrepair is a violation of the CC&Rs and the Law. Board Members should also be responsible to same government ethics authorities as their State legislators. The interests of third parties such as external associations, management companies, attorneys and other third parties must not be a consideration if they may negatively affect the individual property owner. Respecting the legal homeowners rights against HOA isnt just the right thing to do, its also one of the best ways to protect the wellbeing of your community. HOAs must not appeal the small claims court decisions or file in any other court for decisions on CCR violations or fines. (b) An executive session may be held only to: (i) Consult with the association's attorney concerning legal matters; (ii) Discuss existing or potential litigation or mediation, arbitration, or administrative proceedings; (iii) Discuss labor or personnel matters; (iv) Discuss contracts, leases, and other commercial transactions to purchase or provide goods or services currently being negotiated, including the review of bids or proposals, if premature general knowledge of those matters would place the association at a disadvantage; or. It is a collection of Session Laws (enacted by the Legislature, and signed No individual wavers of the CCRs or Rules must be allowed. The first is the Horizontal Property Regimes Act, which regulates the creation, operation, management, and powers of horizontal property regimes that explicitly opt to follow this Act by recording a declaration or master deed. To allow free and convenient communication between HOA members, all members must supply an email address that will be shared electronically with all of the other members at no cost for the list. The HOA-USA Partner Program is an opportunity for companies to market their products and services to the board members of their single family, townhome, and condominium associations. At least one of those meetings must be held at the common interest community or at a place convenient to the community. We understand that some expressed some privacy concerns about this but as the members would be informed that the email address they are giving would be shared, and it is free and easy to create another email address that would be exlusively used for this purpose, there would be no privacy issue. Washington State Bar Association - The office gives the public access to a lawyer directory, lawyer referral service, free or low-cost legal services, and information to determine if a lawyer is in good standing, verify their malpractice insurance, or file a complaint. The problems with HOAs are recognized nationally. Although there are laws that are aimed at controlling the power of the HOA Board and Board Members, because those laws are civil and not criminal, enforcement is general left to the HOA member-homeowners themselves. Reserves must be fully funded for depreciated amounts of the current assets. ", The removal must be recorded in the minutes of the next board meeting. Procedure to amend articles of incorporation. And just because one state has one particular law that mean that it carries over to another state. Amend RCW64.38.020 An HOAs authority is limited to the enforcement rules and fines stated specifically in their CCRs. Construction and validity of governing documents. Voting may be by paper and/or electronic. US Constitution, 14th Amendment, Section 1,All persons born or naturalized in the United States and subject to the jurisdiction thereof, are citizens of the United States and of the State wherein they reside. If approved, the agreeing members will sign a termination agreement, settle any debts, dispose of assets belonging to the HOA, and file the necessary documentation, such asArticles of Dissolution, with theWashington Secretary of Stateto complete the dissolution. On the hunt for an HOA management company? Additionally, homeowners must still go through the associations architectural review process before installing solar energy devices. If they see illegal or unethical actions by Board Members they should be required to report those to the membership and the Attorney Generals Office. ", ALL BUDGETS SHOULD REQUIRE MORE THAN 50% TO PASS A BUDGET, NOT DENY A BUDGET. Washington State Fair Collection Laws, RCW 19.16 must apply to HOAs and any representative participating in collections for the HOA, attorneys, collection agencies or others. This can be in the form of a ramp so that homeowners who use wheelchairs can gain access to communal areas. Homeowners also have the right to a fair hearing even if they have clearly violated the associations rules. Fines, late fees and attorneys fees often far exceed the value of the fine, back dues and/or assessments.